A Word About Fees


A word about fees: A significant portion of every adoptive placement is subsidized by donations from supporting churches, individuals, and our fundraisers. We, at Bethany Christian Services, are committed to keeping our fees as low as possible so that otherwise eligible families can afford to adopt a child. (Please view Adoption Costs for more information about the fees for services.)

Adoption costs can appear to be quite staggering, but the good news is that there are many options for financing adoption expenses. Especially note the information about the Adoption Tax Credit. Based on your income, the federal tax credit for adoption expenses is now as much as $10,390, making the average cost for a Bethany adoption under $6,000.

We hope that you will want to join other Bethany families by helping us keep our fees affordable by contributing to our non-profit (501c3) ministry. In fact, financial support from our adoptive families, their friends, their families, and from churches who are supportive of our ministry help to offset the overall cost of providing all the services that we provide - to birthparents, to women who do not ultimately choose adoption, and to adoptive families!

Financing Adoption
We realize that adoption fees can be overwhelming, but the good news is that there are several options to help you finance your adoption expenses. Don’t let the fees discourage you from proceeding. Your decision to go forward should be a personal one...and one that is made after much prayer. The Lord is more than able to provide the finances for your adoption according to His will.

Options to Explore

  • Federal Tax Credit A tax credit of up to $10,390 is available on federal income tax for couples making up to $155,960 a year. (A tax credit is a reduction of actual taxes owed, so the government is actually reimbursing families up to $10,390 for finalized adoption expenses.) Please contact your tax accountant about the specifics of this benefit, and visit the IRS website - Adoption Tax Credit
  • Bethany’s Family First Loan Bethany offers this excellent loan program to bridge the gap between the time you need funds to complete the adoption process and the time you receive your Federal Tax credit for adoption expenses. more information (this link will take you to Bethany's national website).
  • Employer Many companies today offer assistance with adoption expenses as a benefit to their employees. We suggest that you check with your employer to inquire if there is such a benefit plan to cover your adoption expenses. If not, ask if they would consider assisting you.
  • Bank or Credit Card Check with your financial institution or credit card company you do business with about the possibility of financing your adoption expenses through a Home Equity Loan or other available low-interest financing. Some banks are offering low interest adoption loans. We accept payments on VISA, MasterCard, American Express and Discover.
  • Military Subsidies If you are an active duty member of the Armed Forces of the United States, you may be eligible for a military subsidy. Check with your base commander for more information
  • Adoption Grants Ministries such as Shaohannah’s Hope and God’s Grace Adoption Ministry Inc. provides financial aid to adoptive families.
  • Family and Friends Grandparents-to-be may welcome the opportunity to assist you. A short but warm letter to family and friends explaining your adoption endeavors may generate assistance that you did not realize was there.
  • Church Your church community may be delighted to be involved and there may be assistance available for you.
  • State Reimbursement State reimbursement is also available to us as an agency for special needs adoptions. Fees can be reduced when adopting a special needs child.