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How Much Does Infant Adoption Cost?

One of the primary barriers for many families who are considering adoption, is the cost of adoption; however, we have helped thousands of people achieve their goal of adopting. Through generous donations, adoption tax credits, and other sources mentioned below, many families have found creative methods to meet the costs of an adoption.


Sources of Financial Assistance for Adoptions

Caring Connection

Bethany’s Caring Connection provides financial assistance to Bethany families committed to adopting children with special placement needs. Grants are awarded based on the child’s needs and on the financial need of the family interested in adopting.

Short-Term Adoption Loans

America’s Christian Credit Union is one example of a financial institution offering an affordable, adoption loan program to help obtain the funds you may need.

Adoption Grants

Families without the finances to cover the full cost of adoption may be able to apply for grants through several organizations. One example is Show Hope, founded by Steven Curtis and Mary Beth Chapman, who are public advocates for adoption. Show Hope awards adoption grants to qualified families already in the process of adopting. The size of the grant awarded is determined by several factors, the most important being financial need.

Adoption Tax Credits

In recent years, the federal government and several state governments have offered tax credits. It is important to understand the difference between a tax deduction and a tax credit.

  • A tax deduction reduces the amount of income on which the government bases your taxes.
  • A tax credit is the amount deducted from the taxes you owe.

We cannot give tax advice, so be sure to consult your tax advisor about the availability of any government tax credit (state or federal) and how that credit may benefit you.

Other Adoption Grants and Subsidies:

  • If you are active duty personnel in the military, you can qualify for grants and subsidies toward adoption.
  • Southern Baptist pastors can also qualify for a grant through The Adoption Fund for Ministers.
  • Check with your employer about adoption benefits that may be offered through your workplace.